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Miflow (MERC): L&T Micro Finance Collection Repository

 Miflow Login:  MiFlow is a web based app launched by the L&T government authorities. It also consists of Micro Finance Collection Repository portal that is known to be MERC portal. L&T provides various financial service and Miflow ( Microfinance ) is one of them. Miflow portal maintain all records of payments that would be made against those funds.


Miflow Key Features

  • Through Joint Liability Group, term loans (JLG).
  • Loans available up to Rs. 45,000.
  • loan term of upto 24 months.
  • Simple monthly payments plan.
  • Processing charge of one percent flat.
  • Interest rates are at 24%*.

More about Miflow

• Financing is maximum for 2 years.

• Miflow is a web based app developed by L&T to keep track of information collected about employees and clients both.

• L&T finance is responsible in collecting activities

• As there are large numbers of clients Miflow has been development to keep track of their information, loan amount as well as payment due.


Portal Name: MiFlow (MERC)

Division: Micro Finance Collection Repository

Parent Company: L&T Finance

Category: Micro Finance

MiFlow Website:

Purpose: Keep track of payments made against loans by L&T

Why to use Miflow?

Different financial institution offers both types of leans i.e long term and short term as well. L&T Finance is one of the financial firm that provides loan on goods and services around the nation. L&T Finance has recently released Miflow web app for its clients as well as employees both. Miflow has been created by L&T government authorities to keep an eye on payments that are made against certain debts. Here in this article we let you know everything about Miflow. 

Services offered by Miflow

(miflow ssc login)

(miflow access management)

(ltfs login)

(ltferp access management system)

(ssc login l&t)

(ltfs microfinance)

(miflow ltferp login)

(l&t collection app)

How to have Miflow Login?

Open the official website, here you will see the portal as Miflow Merc. Here you will find a login page. Now we will let you know how to have Miflow Login. 

Open Miflow official website

First and foremost step is open the official website: on any of your browser.

Provide your Login Id

You might have official id for Miflow that you might have used while registration use. If yes, then enter that Login id. 

Enter Password

Now in the next step you are required to enter from Miflow MERC account password.

Provide Domain

You will even find this option and it’s your choice you can leave this option or can enter

Click Login option:

Once you are done with providing all required information, then you can press login button.

L&T Micro Finance

L&T provides loan to the women that help them out to keep work in business. Maximum amount of Rs.45000 loan is provided and tenure for that would be upto 24 months.

More details regarding Micro Loans –

  • Applicant minimum age should be 20 and maximum it can be upto 60.
  • Money is lent to the women.
  • Maximum loan amount that to be provided is Rs.45000.
  • Tenure is of maximum 2 years.
  • No collateral is required for that.
  • Only 1% processing fee will get charged.

Miflow MERC- FAQ’s

What is the full form of MERC?

Full form of MERC in Miflow is Micro Finance Collection Repository.

Is there any official website for Mi-Flow?

Yes of course Mi-Flow is having an official website as

Can we create a new account on Miflow from our end?

No you cannot register new account by yourself.

Does Miiflow is having some parent company?

Yes it is and it’s parent company is L&T Finance Limited.

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